a saleperson at one of the tj maxx stores in nyc on 6th avenue is pushing the synchronicity card on their customers without giving them any information that they are applying for a credit card and not a simple loyalty card. they lie about all the details making you believe you are applying for a non credit card until the application is put through.
then they take no responsibility for rectifying this. they tell you that it will cancel itself if you don't use it for 90 days (not true) and there are no penalties if you cancel this card.
there is a penalty. if you cancel credit cards, you get reduced points.
Product or Service Mentioned: Tj Maxx Reward Card.
Reason of review: Not as described/ advertised.